Terms of Service
Effective date: 1 April 2026 · Jurisdiction: New Zealand · Governed by NZ law
1. Agreement to these terms
These Terms of Service (“Terms”) govern your access to and use of bizzme, an AI-powered business advisor platform for New Zealand small and medium enterprises. By creating an account or using bizzme, you agree to these Terms. If you do not agree, do not use the service.
2. What bizzme does
bizzme assists with payroll, GST preparation, document handling, scheduling, and business insights for NZ SMEs. bizzme is a tool that prepares and assists — it does not file returns with Inland Revenue on your behalf, make bank payments, or provide formal tax or legal advice.
You remain responsible for reviewing and confirming all outputs before they are submitted to IRD, paid, or relied upon. Xero remains your system of record where connected.
3. Your responsibilities
- Provide accurate business, employee, and financial information.
- Review all payroll runs, GST returns, and compliance outputs before confirming them.
- Keep your account credentials secure and not share access without authorisation.
- Use bizzme in compliance with NZ law, including the Privacy Act 2020 and the Unsolicited Electronic Messages Act 2007.
4. AI-assisted output
Features marked AI-assisted generate suggestions, drafts, and calculations using automated models. These are starting points, not professional advice. bizzme applies NZ regulatory rates (PAYE, GST, KiwiSaver, ACC, minimum wage) current at the time, but you are responsible for confirming figures against your obligations. For formal tax advice, engage a licensed NZ tax agent; for employment contracts, engage an NZ employment lawyer.
5. Subscription and billing
Paid plans (Core, Pro, Premium) are billed in NZD, exclusive of GST, via Stripe. Prices and plan limits are shown on our pricing page. You may cancel at any time; access continues until the end of the current billing period. Per-employee overage charges apply above your plan’s headcount cap as disclosed at checkout.
6. Data and privacy
Your data is stored in New Zealand / Australia and protected by row-level security. We never sell your data. How we collect and handle personal information is described in our Privacy Policy, which forms part of these Terms.
7. Availability and changes
We aim for high availability but do not guarantee uninterrupted service. We may update, suspend, or discontinue features, and may amend these Terms. Material changes will be notified by email or in-app at least 7 days before they take effect.
8. Limitation of liability
To the extent permitted by NZ law, bizzme is provided “as is”. We are not liable for indirect or consequential loss, or for losses arising from your failure to review outputs before relying on them. Nothing in these Terms limits rights you have under the Consumer Guarantees Act 1993 where it applies.
9. Contact
Questions about these Terms? Email hello@bizzme.co.nz.
© 2026 bizzme · NZ SME Advisor · Privacy Policy